ECBC Fact Book

ECBC European Covered Bond Fact Book

The EMF-ECBC is pleased to present the latest edition of the ECBC European Covered Bond Fact Book, which is intended to be a benchmark and comprehensive source of information on the covered bond asset class.

 

Foreword

Foreword

1.2 Competitiveness in the Covered Bond Makret in a Changing Regulatory Landscape

1.3 Supporting the Real Economy and SME Financing

1.4 Covered Bonds as Financing Instrument for Green and Social Investments

1.5 A Sustainable Housing Market: Building an Integrated Ecosystem for Europeโ€™s Housing Transition

1.6 The Success Story of the Covered Bonds Directive: What Should We Expect Next?

1.7. Covered Bond Investors - Solid Demand Despite (or because of) a Volatile Geopolitical and Rates Backdrop

1.8 Covered Bonds: A Global Perspective

1.9 Liquidity and Trading Volume in the EU Covered Bond Markets

The European Covered Bond Fact Book Data Hub presents the statistics gathered by the ECBC on the outstanding volume and annual gross supply of covered bonds since 2003. The toolโ€™s aim is to provide a visual representation, with individual and flexible filters, that can serve as a reliable source of data for interested parties, ranging from issuers to investors and regulators.

ECBC Fact Book 2026

Fact Book 2025

Fact Book 2024

Fact Book 2023

Fact Book 2022

Fact Book 2021

Fact Book 2020

Fact Book 2019

Fact Book 2018

Fact Book 2017

Fact Book 2016

Fact Book 2015

Alongside the publication of the 2026 Fact Book, the ECBC is launching the new ๐—˜๐—–๐—•๐—– ๐—™๐—ฎ๐—ฐ๐˜ ๐—•๐—ผ๐—ผ๐—ธ ๐—”๐—œ ๐—ง๐—ผ๐—ผ๐—น, transforming the way market participants can navigate and interact with the publicationโ€™s extensive knowledge base. Through simple written prompts, users can rapidly explore the Fact Bookโ€™s insights, statistics and market intelligence, making more than two decades of accumulated covered bond expertise easier and faster to access. ๐—”๐˜ƒ๐—ฎ๐—ถ๐—น๐—ฎ๐—ฏ๐—น๐—ฒ ๐˜๐—ต๐—ฟ๐—ผ๐˜‚๐—ด๐—ต ๐˜๐—ต๐—ฒ ๐—˜๐— ๐—™-๐—˜๐—–๐—•๐—– ๐—”๐—ฝ๐—ฝ on mobile and desktop devices, the Fact Book AI Tool is the latest addition to the entityโ€™s one-stop digital platform for EMF-ECBC news, personalised content, event information, market intelligence and professional networking.

Video introduction of the statistics

By the Chairman of the ECBC Statistics & Data Working Group, Mr Joost Beaumont.
The ECBC data covers market developments over the past 20 years for 35 different countries.

The ECBC European Covered Bond Fact Book 2026 presents 9 articles on โ€œKey Themes of the Yearโ€ in Chapter I:
  • 1.1 Foreword
  • 1.2 Competitiveness in the Covered Bond Market in a Changing Regulatory Landscape
  • 1.3 Supporting the Real Economy and SME Financing
  • 1.4 Covered Bonds as Financing Instrument for Green and Social Investments
  • 1.5 A Sustainable Housing Market: Building an Integrated Ecosystem for Europeโ€™s Housing Transition
  • 1.6 The Success Story of the Covered Bonds Directive: What Should We Expect Next?
  • 1.7 Covered Bond Investors โ€“ Solid Demand Despite (or because of) a Volatile Geopolitical and Rates Backdrop
  • 1.8 Covered Bonds: A Global Perspective
  • 1.9 Liquidity and Trading Volume in the EU Covered Bond Markets
CHAPTER II "GENERIC SECTION"

provides an Overview of Covered Bond market, detailed explanation on the different Regulatory Issues in the Covered Bond market, The Repo Treatment of Covered Bonds by Central Banks, the spread between Covered Bonds vs. Other Asset Classes and ESG Regulatory, more specifically, the regulatory requirements designed to enhance transparency and accountability around disclosure of sustainability-related data.

CHAPTER III "THE ISSUER'S PERSPECTIVE"

presents an overview of the legislation and markets in 42 different countries, demonstrating the worldwide success and recognition, and the continued spread of the asset class.

CHAPTER IV "RATING AGENCIES & METHODOLOGY"

sets out credit rating agenciesโ€™ various covered bond methodologies.

CHAPTER V "SYSTEM PROVIDERS"

highlights the importance of system providers for the covered bond market and allows four system providers to provide valuable insights on their role in enhancing transparency and synergies in the market.

CHAPTER VI "COVERED BOND STATISTICS"

provides a description of trends in the covered bond market, as well as a complete set of covered bond statistics up to the end of 2025.

Please note that this update replaces the 2025 edition of the ECBC Fact Book, which is available in the "Fact Book Library" Section. 

Further Questions

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