Covered Bonds

Covered bonds are debt instruments secured by a cover pool of mortgage loans (property as collateral) or public-sector debt to which investors have a preferential claim in the event of default.

Mortgages

Mortgages are a very important financial product providing EU citizens with affordable and sustainable access to home ownership.

Mortgage Consumer Guide

The Guide is intended in particular to provide a clear and transparent overview of the different steps involved in taking out and repaying a mortgage loan in the EU and to deliver an easy to understand explanation of the rules in place at EU level.