4 September 2023
The European Mortgage Federation (EMF) is pleased to announce the publication of the 2023 edition of Hypostat, the EMF-ECBC’s annual statistical publication encompassing data on recent developments in housing and mortgage markets in Europe and beyond.
The 2023 edition (covering data until end 2022) presents data and analyses for 31 European countries (the EU 27 plus Norway, Iceland, Switzerland and the United Kingdom), as well as data from nine additional countries further afield (Australia, Canada, Brazil, Japan, Russia, Singapore, South Korea, Turkey and the United States of America).
Besides the country specific data, key facts reported in Hypostat 2023 include:
Hypostat 2023 is the result of a collaborative effort by EMF national delegations and external experts. On behalf of the EMF Research & Data Committee and its Chairman, Mr Gyula Nagy, which coordinates the preparation of each year’s report, we would like to sincerely thank all contributors for making the publication of Hypostat 2023 possible.
This year’s report can be downloaded here.
Commenting on Hypostat 2023, Luca Bertalot, EMF-ECBC Secretary General, stated:
“Housing and mortgage markets are key drivers for the building of a unified European transition economy and will play a central role in strategies to meet the continent’s net zero targets. The success of the Single Market and of the Capital Markets Union are rooted in the capabilities of market participants and citizens to finance loans to facilitate affordability and allow for the retrofitting of buildings, all of which promotes citizens’ social integration in their local communities. Owning a property and settling in a community makes people feel at home in areas that were previously unknown. The EMF-ECBC remains committed to acting as a market think-tank and catalyst in supporting the objectives and achievements of the NextGenerationEU goals.
Housing markets are a central means to drive integration and social stability in villages, towns, cities, regions and countries across Europe, and at a global level. Indeed, the hope for a better future and, moreover, the microeconomic incentives to access affordable and sustainable housing are the basis for securing macroeconomic financial stability and social integration in the Single Market via an ecosystem where no one is left behind.”