In its role as the Coordinator of the Energy Efficient Mortgages Initiative (EEMI), the EMF-ECBC has established the EEMI Bauhaus as a “green platform” with a focus on the development of an energy efficient mortgage ‘ecosystem’ of providers, products and services.The EEMI Bauhaus provides stakeholders with the opportunity to present innovative ideas, highlight obstacles or challenges, propose potential solutions to these, exchange views and explore new, cross-sectorial cooperation aimed at underpinning the work of the EEMI and supporting climate transition.
The Energy Efficient Mortgage Label (EEML) is a clear and transparent quality label for consumers, lenders and investors, aimed at identifying energy efficient mortgages (EEM) in lending institutions’ portfolios, which are intended to finance the purchase/construction and/or renovation of both residential (single family & multi-family) and commercial buildings, with a focus on building energy performance.
International Secondary Mortgage Market Association (ISMMA) is the first global association to bring together secondary mortgage markets institutions to focus on advocacy on regulatory issues, share information, and provide support to newly-established institutions in this space.
In the context of the Capital Markets Union (CMU) debate and building on the success of covered bonds, the EMF-ECBC promoted the ESN initiative as a dual-recourse long-term funding instrument to allow for the financing of asset classes beyond the traditional covered bond collateral types, such as small and medium sized enterprise (SME) loans and green, social and infrastructure assets.
In September 2016, the EMF-ECBC launched a ground-breaking mortgage financing initiative to support energy efficient improvements to the European building stock.
The Covered Bond Label increases transparency in the covered bond market and improves access to information for investors, regulators and other market participants.
yourmortgage.eu - The Guide is intended in particular to provide a clear and transparent overview of the different steps involved in taking out and repaying a mortgage loan and to deliver an easy to understand explanation of the rules in place at EU level.
The Covered Bond Comparative Database is a unique tool to compare key features of each covered bond jurisdiction and to access information on national covered bond legislation.
Established in 1967, the European Mortgage Federation (EMF) is the voice of the European mortgage industry on the retail side of the business, representing the interests of mortgage lenders at European level.
