Press release

EMF Publishes Quarterly Review – Q4 2015

20 April 2016

The European Mortgage Federation (EMF) has today published its Quarterly Review of European Mortgage Markets for the last quarter (Q4) of 2015.

Produced in cooperation with the Federation’s national experts, the Quarterly Review presents the latest short-term developments in mortgage and housing markets across the EU. The publication provides expert analytical commentary together with data tables and charts on the following key indicators:

 Mortgage interest rates;

 Total residential lending outstanding;

 Gross and net residential mortgage lending; and

 Nominal house price indices.

Overview of Q4 2015:

2015 has ended positively with an improving economic environment, leading to an overall recovery of gross lending figures. House prices show a general increase throughout the continent and especially in the major cities, but with slightly different nuances in the different countries. Finally, historically low interest rates reflect the expansionary monetary policies of the European Central Bank (ECB) and other central banks.

Luca Bertalot, EMF-ECBC Secretary General

The full Quarterly Review – Q4 2015 and the archive of previous editions (back to Q3 1998) are available on the EMF website here.