Press release

Ukrainian Financial Housing Company joins the EMF as an Observer Member

24 April 2024

The European Mortgage Federation (EMF) is pleased to announce that the Ukrainian Financial Housing Company (UFHC) has become the latest institution to join the Federation as an Observer Member.


The UFHC is a private joint stock company that has been exclusively mandated to implement the state programme “yeOselia” for the provision of affordable mortgage financing to Ukrainian citizens, which covers all regions of the country that are not currently under occupation or warzones.


Commenting on UFHC’s admission as an Observer Member, EMF-ECBC Secretary General, Luca Bertalot, stated:


“We are delighted to welcome the Ukrainian Financial Housing Company to the EMF family as an Observer Member. We are all aware of the extremely difficult circumstances that Ukraine currently faces, especially in those regions on the frontline. As such, first and foremost, the EMF is pleased to offer its moral and intellectual support to the UFHC in these challenging times. The EMF also stands ready to support the UFHC in its role of ensuring all citizens have access to affordable housing, which will be key to the realisation of the post-war environment.”


Commenting on this development, Ievgen Metsger, Chairman of the Management Board of the Ukrainian Financial Housing Company, said:


Together with the Ministry of Economy and the Ministry of Digital Transformation of Ukraine, UFHC has created a truly revolutionary product for the Ukrainian banking and financial system – the digitalised affordable mortgage lending programme ‘yeOselia’. We do not plan to stop at the achieved results. I am confident that our partnership with the European Mortgage Federation will be beneficial for both parties. We are thankful to our partners for their support and trust.




Luca Bertalot

Secretary General

Tel: +32 2 285 40 35