Position papers
Files
EMF-ECBC Response to the European Commission Public Consultation on the Capital Markets Union (CMU) Mid-Term Review 2017
The EMF-ECBC strongly supports the Capital Markets Union (CMU) initiative and the plan of the European Commission to create deeper and more integrated capital markets in the Member States of the European Union (EU).
ECBC Reponse: STS securisation and amendments to the EMIR framework
Treatment of derivatives associated with the cover pool of covered bonds or with securitisations in the draft proposal for a Regulation on simple, transparent and standardised (STS) securitisation as published by the European Commission (COM (2015) 472 final)ECBC Response: STS securisation an,d amendments to the EMIR framework
EUROPEAN MORTGAGE FEDERATION – EUROPEAN COVERED BOND COUNCIL’S RESPONSE TO THE EUROPEAN COMMISSION’S CONSULTATION PAPER ON THE REVIEW OF THE EU MACRO-PRUDENTIAL FRAMEWORK
The European Mortgage Federation-European Covered Bond Council (EMF-ECBC) welcomes the European Commission’s new Consultation Document for the review of the EU macro-prudential policy framework.
ECBC Response to Fitch Ratings’ Exposure Draft: Covered Bonds Rating Criteria
The European Covered Bond Council (ECBC)1 represents the covered bond industry, bringing together covered bond issuers, analysts, investment bankers, rating agencies and wide range of interested stakeholders.
EMF-ECBC response to the DG FISMA’s Consultation Paper on Further Considerations for the Implementation of the NSFR in the EU
The EMF-ECBC welcomes the opportunity to respond to this targeted consultation and the constructive approach undertaken by the European Commission. As already recognised in the LCR implementation the Covered bond industry plays a fundamental role in providing long-term, stable financing to the real economy and investors’ confidence especially in market turmoil.
EMF-ECBC response to the Basel Committee on Banking Supervision Consultative Document on “Reducing variation in credit risk-weighted assets – constraints on the use of internal model approaches"
The European Mortgage Federation-European Covered Bond Council (EMF-ECBC)1 believes that capital requirements should be founded on risk-based approaches, which are an effective and flexible tool to gauge a bank’s risk.
EMF Response to the European Commission’s Consultation on an Effective Insolvency Framework within the EU
We would like to explain that the primary focus of the European Mortgage Federation (EMF) is residential mortgage lending and therefore secured creditors.
EMF/EAA JOINT PAPER ON THE USE OF AUTOMATED VALUATION MODELS IN EUROPE
Automated Valuation Models have been the subject of increasing attention, the European Mortgage Federation (EMF) and the European AVM Alliance (EAA) have for the first time joined forces1 to provide an overview of the key applications and features of AVMs and of the state of the industry across Europe.
Final EMF-ECBC Position Paper on the Net Stable Funding Ratio (NSFR)
The European Mortgage Federation-European Covered Bond Council (EMF-ECBC)1 is concerned that the Basel Committee on Banking Supervision’s (BCBS) NSFR proposals would unduly restrict the covered bond market and therefore long-term financing.
Green Paper on Retail Financial Services: Better Products, More Choice, and Greener Opportunities for Consumers and Businesses
The EMF-ECBC1 welcomes the opportunity to provide the European Commission with its feedback on the Green Paper on Retail Financial Services: Better Products, More Choice, and Greener Opportunities for Consumers and Businesses which was launched on the 10th of December 2015.