Position papers
Files
EMF-ECBC Amendments on CRR Review
EMF-ECBC Proposals for Amendment to the European Commission’s Proposal for a Regulation amending Regulation (EU) No 575/2013 and Regulation (EU) No 648/2012
EMF-ECBC Position Paper on NSFR
EMF-ECBC Position Paper on the treatment of covered bonds and cover assets in the European Commission’s Proposal for a regulation (EU) No 575/2013 as regards the Net Stable Funding Requirement.
EMF-ECBC Position Paper on Non-Performing Loans
EMF-ECBC Response to European Commission's Consultation on the development of secondary markets for non-performing loans and distressed assets and protection of secured creditors from debtors' default.
EMF-ECBC Position Paper on Collective Redress in the EU
EMF-ECBC Position Paper on the European Commission Call for Evidence on the Operation of Collective Redress Arrangements in the Member States of the European Union
EMF-ECBC Position Paper on European Commission's Public Consultation on FinTech: A More Comprehensive and Innovative European Financial Sector
The EMF-ECBC Position Paper on the European Commission's Public Consultation on FinTech, which was published by the European Commission on 23 March 2017 (see <a href="https://ec.europa.eu/info/consultations/public-consultation-fintech-more-competitive-and-innovative-european-financial-sector_en#contributions" target="_blank" rel="noopener noreferrer">HERE </a>for further information).
High-level principles on feedback given by banks on declined SME credit applications
This European initiative outlines a set of principles agreed by the banking industry after discussion with the European SME organisations, to ensure that the feedback given by banks to their SME clients is sufficient for them to understand the reasons behind the bank's decision process regarding a credit application.
EMF-ECBC Position Paper on Relevant Aspects of the EU Banking Reform with a focus on the Amendments to the Capital Requirements Regulation
European Mortgage Federation - European Covered Bond Council (EMF-ECBC) Position Paper
EMF Response to the Joint Committee Discussion Paper on the Use of Big Data by Financial Institutions
The EMF-ECBC welcomes the opportunity to comment on the Discussion Paper launched by the Joint Committee of the European Supervisory Authorities (ESAs) on 19 December 2016 in relation to the use of big data by financial institutions.
EMF-ECBC’s position paper on interdependent assets and liabilities in the European Commission’s Proposal for a regulation (EU) No 575/2013 as regards the Net Stable Funding Ratio
The European Mortgage Federation-European Covered Bond Council (EMF-ECBC) welcomes the objective of the Basel Committee on Banking Supervision and of the European Commission to ensure that financial institutions maintain a stable funding base.
European Mortgage Federation Position Paper on the Draft Regulatory Technical Standards on the conditions that competent authorities shall take into account when determining higher risk-weights
The European Mortgage Federation (EMF) is pleased to present its comments on the Draft Regulatory Technical Standards on the conditions that competent authorities shall take into account when determining higher risk-weights.